Business Insurance
Protect what you’ve worked hard to build
In just one appointment, secure peace of mind knowing your business, your loved ones and your employees are protected with affordable business insurance solutions. Together, we’ll explore what you really need, taking into account your full financial picture. We’ll even shop and compare with top insurers to find the right solution for your business.
Get started
Connect with our experienced Insurance Team today over the phone or in person and together we’ll find solutions based on your budget and individual needs. Book an appointment with a specialist in your area.
Find the right solutions for your business
We provide end-to-end coverage with options for business owners and employees.
Protect your family, your business and your money. Through affordable insurance solutions, we’ll help ensure your hard-earned savings and assets are protected.
Key Person Insurance
Benefits:
- Distributes funds to your Company if a vital team member in your business dies prematurely
- Benefits are paid tax-free to the Company and used to replace income lost as the result of death of a key person until a suitable replacement is hired
Buy-Sell Partnership Insurance
Benefits:
- This coverage provides funds to the surviving partners to purchase Company shares from the deceased partner’s estate
- Benefits are paid tax-free to the Company and used to ensure smooth transfer of Company shares to surviving partner
Business Critical Illness Insurance
Benefits:
- Your company pays for the critical illness portion of the premium while you pay for return of premium portion
- This coverage provides a tax-free lump sum benefit to your Company in the event you are diagnosed with a serious illness
- If you never make a claim, all of the premiums you paid into the policy will be returned to you, tax-free at a future time
Business Overhead Insurance
Benefits:
- Pay your Company’s operating expenses like utility bills and rent if you are disabled due to an illness or injury and cannot work
- Safeguard your Company even when you are recovering from a disability and are unable to generate any income
Business Disability Insurance
Benefits:
- This coverage will provide a monthly benefit to you if you can no longer work
- Pay bills as well as other expenses while you are recovering and are unable to generate any income
Group Benefits
Benefits:
- Most benefits are provided tax-free to your employees, and your Company can expense the monthly premium charges
- Group benefits attract and maintain highly qualified employees
- Ensure that your employees have health and dental coverage along with other employee assistance programs.
Group RRSPs
Benefits:
- Group retirement plans are an important compensation component to attract and to keep highly qualified employees
- Encourage employees to save for their future, and your Company can top up employee contributions as a benefit
Get started today
Book an appointment with an Insurance Specialist near you to find the right solutions based on your budget and individual needs.
Insurance is an essential part of financial planning and when you need it, you’ll be thrilled you thought ahead. Explore how you can pick the right plan.
How prepared would you be if you were suddenly diagnosed with a serious illness? It’s an important thing to think about. Learn about all your options.
What’s your plan to look after your family when you no longer can? Will and estate planning will help you get it all sorted out.
A big part of creating a financial plan is to be prepared for those unexpected moments life sometimes throws at us. We break down how to protect your home.